3 answers
银行的话尽量找五大行，比较有保证，理财产品是风险投资，小银行不保证，你搜搜近期不少相关报道，理财亏空，银行说是理财经理个人行为，不负责，最厉害的是某夏银行投资经理敛财1亿，银行宣称个人行为，不负责，开除了事。
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